Terms of Use

Last updated: May 19, 2026

1. Acceptance of Terms

By accessing or using Crash & Cover (the "Site"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the Site.

2. Use of Content

All content on Crash & Cover is provided for general informational purposes only. It is not legal advice, insurance advice, or a substitute for consultation with a licensed attorney or insurance professional. Always consult a qualified professional regarding your specific situation.

3. Intellectual Property

All articles, graphics, images, logos, and other content on the Site are owned by Crash & Cover or its contributors and are protected by copyright and other intellectual property laws. You may not reproduce, redistribute, or create derivative works without our prior written permission.

4. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the content is accurate, complete, current, reliable, or error-free, or that the Site will be uninterrupted or secure.

5. Limitation of Liability

To the fullest extent permitted by law, Crash & Cover, its authors, and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of — or inability to use — the Site or its content.

6. Third Party Links

The Site may contain links to third-party websites. We do not control and are not responsible for the content, policies, or practices of those sites. Accessing third-party sites is at your own risk.

7. Advertising Disclosure

We use Google AdSense and may participate in other advertising and affiliate programs to support the Site. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites. You can manage your preferences via our cookie banner or by visiting Google Ads Settings.

8. Changes to Terms

We may update these Terms of Use from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

9. Governing Law

These Terms are governed by the laws of the United States and the state in which Crash & Cover is operated, without regard to its conflict of law principles. Any disputes shall be resolved in the competent courts of that jurisdiction.

10. Contact Information

Questions about these Terms can be sent through our contact page.